Page 21 - Tree Line - North Carolina Forestry Association - Fourth Quarter 2024

NCFA’s Hunting Lease
Liability Insurance Program
The NCFA’s Hunting Lease Liability Insurance Policy for landowners and
hunt clubs is designed to cover hunt club activities on any NCFA member’s
land that is leased to a hunt club. The one-year policy goes into effect
August 1 and expires August 1 of the following year. Land covered under
the policy cannot be subleased and must be located in North Carolina,
South Carolina, or Virginia.
While the policy offers broad coverage, it is strictly hunting lease liability
insurance and does not take the place of liability insurance unrelated to
leased hunting activities.
Each distinct owner of the land (whether the owner is an individual,
partnership, trust, corporation, or other) must maintain a membership
in the NCFA and qualify for insurance coverage by filling out a separate
application form.
Since the policy names both the landowner and the hunt club as insureds,
each receives a certificate of insurance, and each must be a member
of the NCFA. The NCFA requires that both ownership and hunt club be
represented by a person who has the legal authority to represent the
ownership or hunt club. The NCFA annual membership fee for landowners
is listed on page 25 under Category 10. The annual membership fee for
hunt clubs is $85 per club. These fees provide a one-year membership in
the NCFA and include all the benefits of membership. Both the hunt club
and the landowner must be NCFA members in good standing to qualify
for insurance.
Please include two separate checks/money orders: NCFA dues for
landowners and hunt clubs must be made out to the NCFA and may
be combined in one check/money order. See page 24. The insurance
premium, which is calculated on a sliding scale, must be made out to
Assured Partners in a separate check/money order and mailed to them
directly. See page 20 for the insurance application. (Or you can purchase
online through their website at www.apoutdoorinsurance.com.)
INSUR A NCE UPDAT E
APPLY ONLINE
Hunting Lease Liability
Insurance Highlights
WHO IS COVERED?
The hunt club (including its members and guests) and
landowner leasing the land are considered named insureds
on the policy.
WHAT IS COVERED?
Liability claims arising from the activities and operations of
the hunt club. Liability claims include allegations of bodily
injury or property damage due to the insured’s negligence.
WHAT ARE THE ELIGIBILITY REQUIREMENTS?
The hunt club and landowner must be members in good
standing with the NCFA, and a written hunt lease must
exist between the hunt club and landowner. A completed
insurance application and premium payment are required
to bind coverage each year. Visit www.apoutdoorinsurance.
com to apply and pay online. (Paper applications available
upon request.)
WHEN IS THE COVERAGE EFFECTIVE?
August 1 – August 1. If applying mid-term, the policy expires
on the master policy expiration date regardless of when
coverage is purchased. Premiums are not pro-rated and pol-
icies are fully earned and non-refundable upon inception.
WHAT ARE THE COVERAGE LIMITS?
Each Occurrence.....................$1,000,000 or $2,000,000
General Aggregate ..................................... $2,000,000
Damage to Rented Premises..................................$100,000
Medical Payments .............................................$5,000
HOW MUCH DOES IT COST?
Quotes are based on the amount of leased acreage and the
limit of coverage chosen ($1 million or $2 million). Get an
instant quote online at www.apoutdoorinsurance.com.
If you are not sure whether you or your hunt club is a
member of the NCFA, please call (919) 834-3943 to verify
your membership.
ncforestry.org / FOURTH QUARTER 2024 19