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                SPECIAL ADVERTISING SECTION
     Stephen R. Brown, President and CEO, Hudson Valley Bank
Bank, leading the lending team that can guide businesses to suc- cess. Their mission is to provide clients with a greater banking experience. In a tough economic and regulatory environment, it takes knowledge and creativity to diversify a portfolio.
At Greater Hudson, we have learned to listen to our custom- ers so we can understand their particular needs,” said Marchini. “We have found that small and mid-sized businesses need ac- cess to credit and injections of cash to remain successful. We strive to be the banking choice in the Hudson Valley for qualified candidates looking for business
lines of credit, term loans cater- ing to small/medium sized com- panies, as well as owner occupied commercial real estate loans.
THE BOTTOM LINE
The buzz about local bankers is very good in an environment where commercial lending is very tight.
Community bankers make the time to meet with customers, prospects and referral sources at their place of business to un- derstand their banking needs,” added Tolomer. “They discuss the rationale behind a loan request and work collaboratively with the business owner to construct a loan structure or banking arrange- ment that works for the both the business owner and the Bank.
He summed up: “I think in spite of what you may read re- garding the challenges 2013 will present, The Westchester Bank is well positioned to continue its growth trajectory.”
For Steve Brown, there is plenty of room for cautious op-
timism: We are seeing a slight uptick in demand for financing among some industries, as well as the residential arena. We hope that once the uncertainty of the
Laurence R. Marchini III, Senior Vice President and CLO, Greater Hudson Bank
tax laws and financial cliff pass- es, people who are taking a wait and see attitude will come off the sidelines and the demand for commercial lending will increase in the coming year.
“For well qualified compa- nies, now is a very good time to borrow. We are here to meet the banking needs of our communi- ties, and borrowers can find very favorable terms at Hudson Valley Bank,” Brown said.
According to Marchini, the focus on relationship banking assists local economic develop- ment. “As a truly local bank, we are eager to help the communi- ties we serve, and we strive to help businesses flourish in our marketplace. If you are a small or midsized business in the Hud- son Valley, please speak to one of our dedicated lenders who will personally assist you. Our com- mitment to serve you is second to none. Greater Hudson Bank, a place where you can expect greater things.” ■
   RESOURCE GUIDE
Greater Hudson Bank
567 North Broadway • White Plains, NY (914) 618-4393 greaterhudsonbank.com
Hudson Valley Bank
21 Scarsdale Road • Yonkers, NY (914) 961-6100 hudsonvalleybank.com
The Westchester Bank
2001 Central Park Ave • Yonkers, NY (914) 337-1900 thewestchesterbank.com
   How many layers are in your 2013 media strategy?
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Westchester | Greenwich | www.rubymediagroup.com | (914) 220-5871
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